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Rachel Duncan

MA CFT™ ATR-P

Certified Financial Therapist™ | Art Therapist | Speaker | Podcaster

a hand holding a stopwatch in front of a credit card and fanned out money

Hi, I’m Rachel Duncan (she/her) — a Certified Financial Therapist™, Art Therapist, and founder of the Money Healing Club, a shame-free space for people who want to feel calmer and more confident with money.

I BELIVE MONEY IS NEVER JUST ABOUT MONEY.

Money’s about nervous system responses, family patterns, and all the ways we try to feel safe, worthy, and in control. And the way we move toward financial healing isn’t by “buckling down” or simply “stopping the spending.”

True healing is relational, non-linear, and highly visual.

My work blends art therapy, trauma-informed care, and practical financial tools to help clients untangle money shame and start building a more honest, empowering relationship with their finances.

Before I became a therapist, I spent nearly a decade behind the scenes of small businesses — managing HR, bookkeeping, and operations. I saw how money stress lived in people’s bodies and shaped their choices. So I went back to school for Clinical Mental Health Counseling & Art Therapy, determined to bridge that gap.

I FOUNDED THE MONEY HEALING CLUB BECAUSE I BELIEVE THE BEST PLACE TO LEARN ABOUT MONEY IS WHERE YOU FEEL SAFE, WELCOMED, AND SUPPORTED THROUGH STRUGGLES.

Most personal finance spaces push for willpower and restriction. I’m more interested in helping people feel resourced and supported. Our Club members come in overwhelmed by advice that doesn’t account for their full humanity — and leave with language, tools, insight and community that helps them grow.

When I’m not helping people heal their money wounds, I partner with organizations and educators to explore how money lives in our bodies, relationships, and cultural narratives. Whether I’m guest-teaching a class, discussing financial therapy on a podcast, or facilitating a group workshop, my approach stays the same: practical, creative, emotional, and deeply human.

Set down the budget. Pick up your journal. Join me.

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CREDENTIALS:

  • MA in Clinical Mental Health Counseling & Art Therapy (Antioch University)
  • Certified Financial Therapist™
  • Certified Trauma of Money™ Professional
  • Provisional Registered Art Therapist (ATR-P)
  • Registered Unlicensed Psychotherapist (Colorado)
  • 2025 Financial Theory Externship, FTCI
My work has been featured in The Retreat by Carly, FinCon 2023, AARP and the Colorado Art Therapy Association.
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Gold-edged circular badge with stars surrounding a white background, displaying the logo of FTC Financial Therapy Clinical Institute LLC and text celebrating participation in a financial therapy externship.

Rachel delivers engaging money healing workshops


Featured Podcasts

Heal Your Relationship with Money 


Podcast Image - Heal your relationship with money

Podcast - Off The Grid: Leaving Social Media Without Losing All Your Clients

Join Rachel Duncan, a certified Financial Therapist and Art Psychotherapist, as she explores the psychological, emotional, practical, and magical aspects of healing your relationship with money. Discover where money meets creativity, the role of neurodivergence and addiction, and learn visualization techniques for remapping your financial mindset.

Read More…

Overcoming Spending Addictions


Promotional graphic for the 'Price of Avocado Toast' podcast, featuring a woman with shoulder-length dark hair in a blazer smiling, sitting at a table with a cup, with text about a new episode on overcoming spending addictions with Rachel Duncan.

Podcast - Price of Avocado Toast

Struggling to control your spending? Join financial therapist Rachel Duncan, founder of the Money Healing Club, as she delves into childhood money beliefs and the truth behind spending addictions. Rachel’s trauma-informed approach offers insights into financial healing and supportive therapy options.

Read More…

Money and ADHD with Rachel Duncan


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Podcast - Business By Nature

Tune into this episode to understand what’s ADHD, what’s culture, and what’s generational differences and all the different intersections that play out.

Rachel shares some of the financial support systems, tools and methods she uses with neurodiverse members of her community.

Read More…

Money! Healing Our Relationship with Our Finances with Rachel Duncan 


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Podcast - The Baggage Reclaim Sessions

Rachel Duncan joins Natalie Lue to explore how childhood, family dynamics, and cultural conditioning shape our relationship with money. Rachel shares insights on people-pleasing, financial habits, and a journaling exercise to start healing your money story.

Read More…

Why Financial Therapy Is A Powerful Part of Addiction Recovery


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Podcast - Healthy Love and Money

Host Ed Coambs talks with Rachel Duncan, a therapist blending addiction recovery, art therapy, and financial therapy. Rachel discusses embracing life's messiness and finding beauty in chaos. Discover how art therapy helps us confront our deepest feelings about money and self-worth.

Read More…

Healing Your Money Mindset


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Podcast - Unf*ck Your Biz With Braden

Join financial therapist Rachel Duncan as she combines her expertise in mental health and personal finance to help impulse spenders build trust in themselves. Rachel shares an exercise on identifying "money scripts"—deep-rooted beliefs about money shaped by our experiences.

Read More…

Healing Money Wounds with Rachel Duncan


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Podcast - Dear Creative Mind | a space for creative liberation

In this heartfelt conversation, Rachel Duncan and Pascale Cote dive into the often-unseen emotional connections we have with money, especially for creatives. Rachel, blending Financial Therapy and Art Psychotherapy, offers insights into how we can heal our money stories, shift our mindset, and find freedom in both our art and finances.

Rachel Duncan heals money trauma


Cover art for the Compassionate Climb Podcast episode 107 featuring Julia Nepini. The topic is Emotions and Money with guest Rachel Duncan. The background is teal with diagonal stripes, and it features a stylized graphic of a person climbing a tree with colorful leaves. A small circular photo of Julia Nepini is in the lower left corner. The podcast name and episode information are displayed with a pink and white banner reading 'Money Healing Club' with a dollar sign.

Podcast - Compassionate Climb with Julia Nepini

Listen to Rachel on the Compassionate Club Podcast with Julia Nepini as she shares her journey into financial therapy and how trauma shapes our relationship with money. In this episode, she explores art therapy, noble poverty, and why healing your own financial wounds matters.

The Art of Money Healing: Why Financial Therapy Matters


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Podcast - No BS Wealth Podcast with Stoy Hall

In this bold, thought-provoking episode, Stoy Hall sits down with financial therapist Rachel Duncan, who's revolutionizing how we heal our relationship with cash through art and creativity. Ever felt like the financial industry left you behind? You're not alone.

Money, Shame & Self-Worth


Promotional graphic for a podcast episode titled 'Money, Shame & Self-Worth: A Healing Conversation' featuring guest Rachel Duncan. The show is the Empowered & Embodied Show hosted by Louise Neil and Kim Romain. The graphic includes a photo of Rachel Duncan smiling, and pictures of the hosts. Bright colors and a polka dot background are used.

Podcast - Empowered & Embodied Show By Kim Romain & Louise Neil

Why does talking about money feel so hard? In this episode, Kim and Louise are joined by financial and art therapist Rachel Duncan of The Money Healing Club to unpack the tangled emotions so many of us carry around money.


Featured Articles

Meet Rachel Duncan | Financial Therapist & Art Therapist


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Published on Shoutout Colorado

In this interview, Rachel shares her passion for financial therapy, blending art therapy with money management, and her vision for helping others heal their relationship with money. She discusses her journey, innovative exercises from the Money Healing Club, and her aspirations to train others in this unique approach.

The Art of Money Healing: Rachel Duncan’s Colorful Journey to Financial Wellness


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Published on Medium

Written by Jack Garay

In a recent podcast-style interview, Rachel shared insights into her journey, her approach to financial therapy, and her vision for the future.

Read It Here

A Financial Therapist on Inherited Money Stories


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Published in The Retreat Print Newspaper

An interview on how inherited money stories shape us—plus a practical guide to rewrite limiting beliefs. This article & practice was originally published in our monthly print newspaper The Retreat, the April Issue, No. 23 | Business & Pleasure.


Featured Events


Are You Binge…Spending? Where Budget Culture Meets Diet Culture With Rachel Duncan

Reach 🌟

Instagram: 4.4k Followers

Email List: 8,500

Audience 🧑🏿‍🤝‍🧑🏽 (IG)

Gender: 96% Female

Age Range: 56% 25-34 / 25% 35-44

English Speaking: 62% US, 10% Canada, 7% UK, 5% Australia

Suggested Topics

  • Spending Addiction Absolutely Exists, and How to Treat It

  • Self-compassion is your Best Financial Tool

  • Overcoming Financial Shame with Money Healing Communities

  • Why We Should Stop Telling People to Make a Budget

  • Class Identity is Still Relevant to All of Us

  • Self-trust as the Foundation of Financial Stability

  • Befriending Shame and Guilt in Financial Conversations

  • Understanding Emotional Shopping and Overcoming Impulse Spending

  • ADHD and its Impact on Financial Behavior

  • Healing Financial Trauma with Art Therapy

Suggested Questions

  • How would you define self-compassion in the context of personal finance?

  • Why should we stop telling people to make a budget?

  • What are signs that someone might be struggling with spending addiction?

  • How does class identity influence our financial attitudes and behaviors?

  • What are practical strategies for working with emotional triggers for spending?

  • How can money healing communities help individuals overcome financial shame?

 Contact

Rachel is available for speaking engagements, podcast guesting, trainings, and articles that align with her values.

For press & media inquiries, please email howdy@moneyhealingclub.com